Three ways we help 

Every service we offer starts the same way — with a free public seminar or camp — and is delivered by our own team, in person, at no cost to the family.

Arzoo Swabhiman Nagrik Samiti awareness seminar with speaker addressing a large audience

1. Rights & Welfare Awareness Seminars

Free public seminars held across Maharashtra on entitlements that families are
legally owed but rarely told about — with forms filled and distributed on the spot,
not just explained.

Education

Right to Education Act

Helping families claim the 25% EWS reservation in private, English-medium schools.

Healthcare

Medical treatment concessions

Free treatment for BPL families and 50% concessional care for households earning under ₹1 lakh a year at eligible hospitals.

Pension

Pension schemes

Explaining which government pension a family qualifies for and helping complete the application.

2. Health Scheme
Assistance — PM-JAY
& Ayushman Bharat

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the Government of India's flagship, fully government-funded health assurance scheme, offering eligible families cashless hospitalisation cover of up to ₹5 lakh per family per year for secondary and tertiary care at empanelled public and private hospitals nationwide, with no cap on family size, age or gender, and cover for pre-existing conditions from day one. Since 2024, the scheme has also been extended to cover all senior citizens aged 70 and above, regardless of income.We run this as a standing part of our health camps. Our team helps each family through every step — not just once, but for as long as they need us:

Arzoo Swabhiman Nagrik Samiti blood donation camp volunteers and medical staff in Mumbai
Sample ABHA health ID card and PM-JAY Ayushman Bharat card showing ₹5 lakh free treatment benefit
Affordable housing apartment complex by Arzoo Swabhiman Nagrik Samiti

3. Affordable Housing Cooperative

Arzoo Swabhiman Nagrik Sahakari Griharachana Sanstha pools members from the EWS, LIG and MIG income groups to buy land and build homes strictly on a no-profit, no-loss basis — 20–25% below open-market pricing, with no developer margin.

01

Register

Pay a one-time registration fee of just ₹251. There is no obligation to purchase once registered.

02

Land is Verified

Sites are chosen with roads, water and power in mind, then checked by an appointed lawyer and architect.

03

Deposit & Instalments

A 25% deposit is collected over 2–3 months; the remaining balance is arranged as needed, with up to 75% financed by our partner lenders.

04

Build & Handover

An architect and RCC designer are appointed, a contractor is engaged, and homes of 300, 400, 500 or 700 sq.ft are built to plan.
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