The information on https://arzoosns.org (the “Website”) is published by Arzoo Swabhiman Nagrik Samiti (Registration No. [Trust Reg. No.]) and its housing wing Arzoo Swabhiman Nagrik Sahakari Griharachana Sanstha (Registration No. [Co-op Reg. No.]) (“Arzoo”, “we”, “us”). It is for general information only. By using the Website, you accept this Disclaimer.
Not a government website
Arzoo is an independent, non-profit organisation. We are not a government department, and we are not an official agent of any government, hospital, bank or insurance company. Scheme names such as PM-JAY / Ayushman Bharat are used only to describe the schemes we help people apply for. Using these names does not mean the government owns, runs or endorses this Website. For official information, please check the relevant government portal, such as https://pmjay.gov.in.
Government schemes and benefits
- We help people understand, prepare and submit applications for government welfare schemes.
- Eligibility, approval, card issue, treatment coverage and all other benefits are decided only by the government authority or hospital concerned. Arzoo doesn’t guarantee that any application will be approved, or approved within any time frame.
- Scheme rules, income limits, document requirements and benefits are set by the government and may change without notice. The information on this Website may not reflect the latest changes.
Free and concessional medical treatment
Any information about free or concessional treatment is a general summary. This includes treatment for Below Poverty Line (BPL) or low-income patients under charitable-hospital rules. Actual eligibility, income limits and the concession available are decided by the hospital and the applicable government rules at the time of treatment. Please confirm with the hospital or authority concerned.
Housing information
- Prices, savings compared with market rates, home sizes, locations, timelines, loan percentages and other housing details on this Website are indicative only and not an offer or promise.
- Actual terms depend on land costs, government approvals, bank policies and project conditions. Only the written allotment documents and agreements you sign are binding.
- Housing projects are subject to land verification and the approvals they need. [Where a project is registered with MahaRERA, its registration number will be provided in the project documents.]
- Home loans are subject to the lending bank’s or institution’s own approval. Arzoo doesn’t guarantee loan approval or any particular loan amount.
- Images, layouts and artist’s impressions are for illustration only and may differ from the final project.
No professional advice
Nothing on this Website is medical, legal, financial or investment advice. Please consult a qualified doctor, lawyer or financial adviser about your own situation before acting on any information here.
Accuracy of information
We try hard to keep the content accurate and up to date. However, we make no guarantee that it is complete, correct or current, and we may change it at any time without notice. Arzoo is not responsible for any loss or damage that results from relying on information on this Website.
Photos, stories and figures
Photographs, testimonials and impact figures show our past work and the experiences of individual beneficiaries. They don’t guarantee the same results for anyone else. Testimonials and photos are published with the consent of the people concerned.
External links
The Website may link to government portals, YouTube videos and other third-party websites for your convenience. We don’t control these sites and aren’t responsible for their content, accuracy, availability or privacy practices. A link doesn’t mean we endorse the site.
Payments and fraud warning
Arzoo accepts payments only at our registered office or into our official bank account, against an official receipt. We never collect cash outside our registered office, and we never promise guaranteed scheme approval or house allotment in exchange for money. Arzoo is not responsible for payments made to any person or account other than those we officially state. If you notice anything suspicious, please call us on 022 – 2417 2663.
Translations
This Website may be available in English, Marathi and Hindi. If a translated version differs from the English version, the English version will apply.
Related policies
Please also read our Terms of Use and Privacy Policy.
Contact us
Arzoo Swabhiman Nagrik Samiti
8, Parasmani Tower, 65, M.M.G.S. Marg, near Dadar Station, Dadar (East), Mumbai – 400 014
Phone: 022 – 2417 2663 | Email: [email] | WhatsApp: [number]